Mortgage Refinancing | Lower Rates & Save Money

We Have Extensive Experience In Financing Mortgages Both Commercial And Residential

The Possibilities Are Endless

Mortgage refinancing is not the same as mortgage renewal. Refinancing grants you access to more cash.

Home refinancing can help you maximize the use of your home equity. Refinancing your mortgage is an excellent solution when you have a home with a mortgage on it that you’ve been paying off for some time. Your home equity – the difference between the value of your home and the outstanding balance of your mortgage – can be a large amount of money that you can invest wisely.

NorthView Advantages

Approval For Bad Credit Or No Credit

Assistance With Outstanding Debt That Has Been Passed To Collections Agencies

We make the refinancing application process simple

Fast And No-Obligations Assessment

What Can Refinancing Mortgage Loans Be Used For?

Lowering monthly payments: Homeowners may refinance their mortgage to secure a lower interest rate or extend the loan term, resulting in reduced monthly mortgage payments and potentially improving their cash flow.

Paying off high-interest debts: Homeowners may choose to refinance their mortgage to consolidate and pay off high-interest debts, such as credit card debt or personal loans, into a lower-interest mortgage loan.

Changing loan terms: Homeowners may refinance their mortgage to change the loan term, such as switching from a shorter-term loan (e.g., 15 years) to a longer-term loan (e.g., 30 years) or vice versa, depending on their financial goals.

Accessing home equity: Homeowners can refinance their mortgage to access the equity they have built up in their home, which can be used for various purposes, such as debt consolidation, home improvements, education expenses, or investments.

How To Get Started

All Our Other Services

We are committed to finding you the right loan solution. If you do not see something that fits your needs, please do not hesitate to reach out for assistance.

Home Equity Loans

Get you access to attractive interest rates, when you receive a home equity loan or a home equity line of credit.

Refinancing Mortgage

Home refinancing can help you maximize the of your home equity.

Construction Loans

Your home equity could easily give you access to additional funds through a second mortgage.

Debt Consolidation

Get you access to attractive interest rates, when you receive a home equity loan or a home equity line of credit.

Home Mortgages

Home refinancing can help you maximize the of your home equity.

Credit Repair

Your home equity could easily give you access to additional funds through a second mortgage.

Bad Credit Loans

Get you access to attractive interest rates, when you receive a home equity loan or a home equity line of credit.

Private Mortgage

Home refinancing can help you maximize the of your home equity.

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We have an extensive experience financing construction projects both for residential and commercial use. Construction loans we may be used for:

Building custom homes
Land development
Infill projects
Home Renovations

To get flexibility and attractive terms with a construction loan, call us at North View Mortgages.

The approval is fast and simple;
You have 3 months to begin construction after the loan settlement date and 12 more months to finish the project;
You only pay interest during the construction stage, with interest recalculated according to the remaining balance owed;
You can plan for the usage of the funds with a progressive draw type of loan.

Construction Loan

Home Equity Loans

Debt Consolidation

Home Mortgage

Refinancing Mortgage

Credit Repair

Bad Credit Loans

Private Mortgage

Second Mortgage

Home Renovation

Remodelling your kitchen. Upgrading your bathrooms. Finishing the basement. All these projects can dramatically increase the value of your home and have a big impact on your quality of life. Why wait? A home renovation loan puts your renovation goals within reach.

With extensive expertise in real estate and property appraisal, North View Mortgages can offer home renovation loans and advise on projects that would increase your home’s value the most. These may include:

kitchen renovations
bathroom makeovers
basement renovations and building
windows and doors installations
deck or patio additions
landscaping

With Us, the application process is painless and the approval is the fast. Only a simple set of documents is required. Interest rates start at 5.99% and loans from $10,000 to $300,000 are available. Call now or fill out the form for a fast, no-obligations assessment! North View Mortgages will be happy to guide you through all the paperwork and answer all your questions.

Case Study

Home value: $650,000
Mortgage: $480,000
Need: $60,000

Problem

To increase the value of her condo prior to putting it up for sale, the client wants to renovate the bathrooms, change flooring, change kitchen cabinets and install new kitchen appliances. She needs to get it done within three months to be able to take advantage of the peak real estate season in Toronto. The funds required are approximately $60,000.

Solution

We conducts a free consultation with the client and her real estate agent to ensure that the renovation plan corresponds to the real estate demands in the area. The client is then offered a 6-month home renovation loan of $65,000 – a little over the required sum to account for any unexpected additional costs. The loan carries an interest rate of 9.9%, with no monthly payment required in the first month, enabling the client to complete the works quickly and sell.