Private Mortgages | Fast & Flexible Alternative Financing

We Have Extensive Experience In Private Mortgages

Explore Your Options With Us

Getting a private mortgage is an easier option to secure home loan. Big banks and credit unions have strict lending requirements that leave no room for clients with bad credit, bankruptcy history or outstanding debt – even if they own property and can demonstrate the ability to make payments on time! Private mortgage lenders take everything into consideration, making it easier for you to get approved for a loan.

NorthView Advantages

We Lend Up To 85% Of Appraised Value With No Minimum Equity Contribution Required

We Tailor Financial Solutions To Your Individual Needs

Offer Interest-Only Loans, Capitalized Monthly, With Terms From 3 Months To 2 Years

Advance First And Second Mortgage With Interest Rates Starting From 7.99%

What Can Private Mortgage Loans Be Used For?

Real estate investments: Private mortgage loans can be used by real estate investors to finance the purchase of properties for fix-and-flip projects, rental properties, or other investment purposes.

Bridge financing: Private mortgage loans can be used as short-term bridge financing to cover the gap between buying a new property and selling an existing property, or to finance a property purchase that requires quick closing.

Debt consolidation: Private mortgage loans can be used to consolidate high-interest debts, such as credit card debts or personal loans, into a single loan with more favorable terms.

Unique property types: Private mortgage loans may be used for properties that do not qualify for traditional financing, such as unique or unconventional properties, undeveloped land, or properties with poor credit history.

Debt consolidation: Private mortgage loans can be used to consolidate high-interest debts, such as credit card debts or personal loans, into a single loan with more favorable terms.

Why Should I Consider A Private Mortgage ?

You need a short-term loan with attractive interest rates and a faster approval process

You have experienced rejection from conventional mortgage lenders

You are self-employed with variable income or require bridge financing

Have bad credit or want to consolidate your debts

You need a short-term loan with attractive interest rates and a faster approval process

You have experienced rejection from conventional mortgage lenders

You are self-employed with variable income or require bridge financing

Have bad credit or want to consolidate your debts

How To Get Started

Private Mortgages Is Our Specialty

NorthView Mortgages is an expert private mortgage broker with access to a large and reputable pool of private investors in the private lending sector. Long-term relationships based on trust allow NorthView Mortgages to secure attractive terms and interest rates for the clients seeking a first mortgage, second and even third mortgage, low-rate home equity loans and short-term funding solutions.

Private mortgage financing obtained by NorthView Mortgages can be secured by residential, commercial, industrial and rural real estate. Because all loans are secured by the existing property and/or the income it generates, bad credit is often not an issue. The funding can be used for property purchases, refinancing, equity cash out, renovation, construction and much more.

Case Study

Target Home Price: $675,000

Downpayment: $102,000

Amount Needed To Close: $573,000

Problem

With just about 15% of home price available as a down payment and bruised credit score due to past credit card payment issues (now resolved), the client has been turned down by conventional mortgage providers and major banks.

Solution

NorthView Mortgages offered the client $573,000 on a fixed 2-year term with interest payments only.

All Our Other Services

We are committed to finding you the right loan solution. If you do not see something that fits your needs, please do not hesitate to reach out for assistance.

Home Equity Loans

Get you access to attractive interest rates, when you receive a home equity loan or a home equity line of credit.

Refinancing Mortgage

Home refinancing can help you maximize the of your home equity.

Construction Loans

Your home equity could easily give you access to additional funds through a second mortgage.

Debt Consolidation

Get you access to attractive interest rates, when you receive a home equity loan or a home equity line of credit.

Home Mortgages

Home refinancing can help you maximize the of your home equity.

Credit Repair

Your home equity could easily give you access to additional funds through a second mortgage.

Bad Credit Loans

Get you access to attractive interest rates, when you receive a home equity loan or a home equity line of credit.

Private Mortgage

Home refinancing can help you maximize the of your home equity.

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We have an extensive experience financing construction projects both for residential and commercial use. Construction loans we may be used for:

Building custom homes
Land development
Infill projects
Home Renovations

To get flexibility and attractive terms with a construction loan, call us at North View Mortgages.

The approval is fast and simple;
You have 3 months to begin construction after the loan settlement date and 12 more months to finish the project;
You only pay interest during the construction stage, with interest recalculated according to the remaining balance owed;
You can plan for the usage of the funds with a progressive draw type of loan.

Construction Loan

Home Equity Loans

Debt Consolidation

Home Mortgage

Refinancing Mortgage

Credit Repair

Bad Credit Loans

Private Mortgage

Second Mortgage

Home Renovation

Remodelling your kitchen. Upgrading your bathrooms. Finishing the basement. All these projects can dramatically increase the value of your home and have a big impact on your quality of life. Why wait? A home renovation loan puts your renovation goals within reach.

With extensive expertise in real estate and property appraisal, North View Mortgages can offer home renovation loans and advise on projects that would increase your home’s value the most. These may include:

kitchen renovations
bathroom makeovers
basement renovations and building
windows and doors installations
deck or patio additions
landscaping

With Us, the application process is painless and the approval is the fast. Only a simple set of documents is required. Interest rates start at 5.99% and loans from $10,000 to $300,000 are available. Call now or fill out the form for a fast, no-obligations assessment! North View Mortgages will be happy to guide you through all the paperwork and answer all your questions.

Case Study

Home value: $650,000
Mortgage: $480,000
Need: $60,000

Problem

To increase the value of her condo prior to putting it up for sale, the client wants to renovate the bathrooms, change flooring, change kitchen cabinets and install new kitchen appliances. She needs to get it done within three months to be able to take advantage of the peak real estate season in Toronto. The funds required are approximately $60,000.

Solution

We conducts a free consultation with the client and her real estate agent to ensure that the renovation plan corresponds to the real estate demands in the area. The client is then offered a 6-month home renovation loan of $65,000 – a little over the required sum to account for any unexpected additional costs. The loan carries an interest rate of 9.9%, with no monthly payment required in the first month, enabling the client to complete the works quickly and sell.