Bad Credit Mortgages | Get Approved for a Home Loan

We Have Extensive Experience In Bad Credit Loans

Take Matters Into Your Own Hands

Do you have bad credit or bad financial history? Have you been turned away by a bank mortgage officer? Your bad credit score should not stop you from being approved for a loan or a mortgage. Bad credit loans are accessible for clients with existing residential or commercial property, who have been rejected by banks and credit unions.

NorthView Advantages

We Assist Clients With Poor Credit, Bad Credit Or No Credit

We Deal With Clients With Canada Revenue Agency (CRA) Debt

We Assist Owners In Situations Of Power Of Sale And Foreclosures

Interest Rates As Low As 8.99%

What Can Bad Credit Loans Be Used For?

Consolidating debts: Bad credit loans can be used to consolidate high-interest debts, such as credit card debts or personal loans, into a single loan with more manageable payments.

Emergency expenses: Bad credit loans can be used to cover unexpected or urgent expenses, such as medical bills, car repairs, or home repairs.

Personal expenses: Bad credit loans can be used for personal purposes, such as weddings, vacations, or other special events.

Building credit: Bad credit loans can be used as an opportunity to improve credit scores by making timely payments and demonstrating responsible borrowing behavior.

Consolidating debts: Bad credit loans can be used to consolidate high-interest debts, such as credit card debts or personal loans, into a single loan with more manageable payments.

Emergency expenses: Bad credit loans can be used to cover unexpected or urgent expenses, such as medical bills, car repairs, or home repairs.

Personal expenses: Bad credit loans can be used for personal purposes, such as weddings, vacations, or other special events.

Building credit: Bad credit loans can be used as an opportunity to improve credit scores by making timely payments and demonstrating responsible borrowing behavior.

How To Get Started

Stop stressing about your credit score. Call us for a free consultation to get started on your credit repair today.

All Our Other Services

We are committed to finding you the right loan solution. If you do not see something that fits your needs, please do not hesitate to reach out for assistance.

Home Equity Loans

Get you access to attractive interest rates, when you receive a home equity loan or a home equity line of credit.

Refinancing Mortgage

Home refinancing can help you maximize the of your home equity.

Construction Loans

Your home equity could easily give you access to additional funds through a second mortgage.

Debt Consolidation

Get you access to attractive interest rates, when you receive a home equity loan or a home equity line of credit.

Home Mortgages

Home refinancing can help you maximize the of your home equity.

Credit Repair

Your home equity could easily give you access to additional funds through a second mortgage.

Bad Credit Loans

Get you access to attractive interest rates, when you receive a home equity loan or a home equity line of credit.

Private Mortgage

Home refinancing can help you maximize the of your home equity.

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We have an extensive experience financing construction projects both for residential and commercial use. Construction loans we may be used for:

Building custom homes
Land development
Infill projects
Home Renovations

To get flexibility and attractive terms with a construction loan, call us at North View Mortgages.

The approval is fast and simple;
You have 3 months to begin construction after the loan settlement date and 12 more months to finish the project;
You only pay interest during the construction stage, with interest recalculated according to the remaining balance owed;
You can plan for the usage of the funds with a progressive draw type of loan.

Construction Loan

Home Equity Loans

Debt Consolidation

Home Mortgage

Refinancing Mortgage

Credit Repair

Bad Credit Loans

Private Mortgage

Second Mortgage

Home Renovation

Remodelling your kitchen. Upgrading your bathrooms. Finishing the basement. All these projects can dramatically increase the value of your home and have a big impact on your quality of life. Why wait? A home renovation loan puts your renovation goals within reach.

With extensive expertise in real estate and property appraisal, North View Mortgages can offer home renovation loans and advise on projects that would increase your home’s value the most. These may include:

kitchen renovations
bathroom makeovers
basement renovations and building
windows and doors installations
deck or patio additions
landscaping

With Us, the application process is painless and the approval is the fast. Only a simple set of documents is required. Interest rates start at 5.99% and loans from $10,000 to $300,000 are available. Call now or fill out the form for a fast, no-obligations assessment! North View Mortgages will be happy to guide you through all the paperwork and answer all your questions.

Case Study

Home value: $650,000
Mortgage: $480,000
Need: $60,000

Problem

To increase the value of her condo prior to putting it up for sale, the client wants to renovate the bathrooms, change flooring, change kitchen cabinets and install new kitchen appliances. She needs to get it done within three months to be able to take advantage of the peak real estate season in Toronto. The funds required are approximately $60,000.

Solution

We conducts a free consultation with the client and her real estate agent to ensure that the renovation plan corresponds to the real estate demands in the area. The client is then offered a 6-month home renovation loan of $65,000 – a little over the required sum to account for any unexpected additional costs. The loan carries an interest rate of 9.9%, with no monthly payment required in the first month, enabling the client to complete the works quickly and sell.